Tuesday, December 11, 2012

Who? What? When……..Where?


Where or where is the best place to purchase a rental property?  A reader recently asked me where am I going to purchase my first rental and I am going to answer with more than one option.  My philosophy starts with some wisdom from Warren Buffett who says "Never invest in a business you can’t understand."  Instead of business, I would insert city or area of the country.  For example, I have no idea about the east coast.  I have no family or friends there that I have visited and the culture there is  very different from my own.  So I will not invest in the east coast for my first property. Places I do know: the Midwest, the South and California. 

Now that gives me a lot of options.  I like to then narrow my buying options to travel access, family and market.  I have to travel quite a bit to see family every year so if I am already making these trips, why not mix a little business in there as well.  That means California, Wisconsin, Colorado, Florida and Nebraska are the top of my list.  When it comes to accessibility by plane or train that leaves me with California, Wisconsin and Florida.  I then narrow it by market.

When I say market I mean factors including property taxes, rental prices, demand and purchase price.  California is where I live so if I can find a multifamily home that gives me a place to live and make some rental income that is the number one option!   But California has an incredibly high purchase price for a mobile home, let alone a multifamily home. 

Madison, WI is a college town and has the benefit of always needing rentals in a large portion of the city.  A downside is the high property tax.  Florida, specifically Fort Lauderdale and Miami are beneficial because of the high number of immigrants and a popular travel destination.  Also Florida’s home prices are currently lower which benefits me as a buyer, not as an owner.  Currently I am focusing on my future research on these three locations! Stay tuned for updates on those markets and thank you for the questions.

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